:root{--c-ground:#f5f7fa;--c-panel:#ecf0f5;--c-surface:#fcfdfe;--c-navy:#132238;--c-steel:#3a5f8f;--c-gold:#d3a24f;--c-gold-hi:#ddb264;--c-gold-ink:#8f6418;--c-ink:#132238;--c-strong:#132238;--c-on-strong:#f5f7fa;--paper:245 247 250;--sheet:252 253 254;--c-muted:#4a5a70;--c-on-photo:#f5f7fa;--c-on-photo-muted:#d5dce6;--c-line:#1322381c;--c-field:#13223838;--c-danger:#b4412f;--c-band:#0f1c2f;--c-band-2:#162842;--c-on-band:#f2f4f8;--c-on-band-muted:#b9c4d3;--c-on-band-line:#f2f4f824;--c-whatsapp:#25d366;--c-whatsapp-ink:#0b3d22;--r:14px;--f-display:"Alexandria", "IBM Plex Sans Arabic", system-ui, sans-serif;--f-body:"IBM Plex Sans Arabic", system-ui, sans-serif;--gutter:clamp(1.25rem, 5vw, 5rem);--section-y:clamp(5rem, 8vw, 8.5rem);--fs-body:1.0625rem;--fs-lede:clamp(1.03rem, .35vw + .92rem, 1.15rem);--fs-h1:clamp(1.9rem, 1.3vw + 1.25rem, 2.75rem);--fs-h2:clamp(1.65rem, 1vw + 1.15rem, 2.4rem);--fs-display:clamp(2rem, 1.6vw + 1.25rem, 3.1rem)}html{scroll-behavior:smooth;scroll-padding-top:96px}body.site-body{background:var(--c-ground);color:var(--c-ink);font-family:var(--f-body);font-size:var(--fs-body);-webkit-font-smoothing:antialiased;margin:0;line-height:1.95}.site-body h1,.site-body h2,.site-body h3{font-family:var(--f-display);letter-spacing:0}.site-body img{max-width:100%}.skip-link{inset-inline-start:1rem;z-index:60;border-radius:var(--r);background:var(--c-strong);color:var(--c-on-strong);padding:.6rem 1rem;position:absolute;top:-4rem}.skip-link:focus{top:1rem}.site-body .scroll-scrub{font-family:var(--f-body)}.site-body .scroll-scrub__title{font-family:var(--f-display);font-size:var(--fs-display);letter-spacing:0;max-width:18ch;line-height:1.45}.site-body .scroll-scrub__kicker{letter-spacing:0;text-transform:none;color:var(--c-gold-ink);font:600 1rem/1.4 var(--f-display);align-items:center;gap:.75rem;margin-bottom:1.1rem;display:inline-flex}.site-body .scroll-scrub__kicker:before{content:"";background:var(--c-gold);border-radius:2px;width:2.25rem;height:2px}.site-body .scroll-scrub__body{margin-top:1.75rem;font-size:clamp(1.02rem,.3vw + .87rem,1.15rem);line-height:2}.site-body .scroll-scrub__tags{gap:.7rem;margin-top:1.9rem}.site-body .scroll-scrub__tags li{border-radius:var(--r);background:rgb(var(--sheet) / .85);padding:.5rem .9rem}.site-body .scroll-scrub__actions{margin-top:2.5rem}.site-body .scroll-scrub__route{font-family:var(--f-body);top:auto;bottom:clamp(1rem,3vw,2rem)}.site-body .cta-hero{white-space:nowrap}@media (width>=861px){.site-body .scroll-scrub__copy{width:min(44rem,52vw)}.site-body .scroll-scrub__copy:before{background:radial-gradient(ellipse at center, rgb(var(--paper) / .95) 0%, rgb(var(--paper) / .86) 50%, rgb(var(--paper) / 0) 78%);inset:-5rem -7rem}}@media (width<=860px){.site-body .scroll-scrub__route{display:none}.site-body .scroll-scrub__copy{width:100%}.site-body 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img{width:auto;height:60px}.site-nav__links{gap:2.25rem;margin:0;padding:0;list-style:none;display:flex}.site-nav__links a{color:var(--c-muted);font-size:.98rem;text-decoration:none;transition:color .2s}.site-nav__links a:hover,.site-nav__links a:focus-visible{color:var(--c-ink)}@media (width<=980px){.site-nav__links{display:none}.site-nav{height:70px}.site-nav__brand img{height:52px}}.cta-hero{border-radius:var(--r);background:var(--c-gold);color:var(--c-navy);font:600 1.05rem/1.4 var(--f-display);align-items:center;gap:.8rem;padding:1.05rem 1.7rem;text-decoration:none;transition:background-color .2s,transform .15s;display:inline-flex}.cta-hero:hover{background:var(--c-gold-hi)}.cta-hero:active{transform:translateY(1px)scale(.98)}.cta-hero:focus-visible{outline:2px solid var(--c-strong);outline-offset:3px}.cta-hero__arrow{transition:transform .25s cubic-bezier(.22,1,.36,1);display:inline-block}.cta-hero:hover .cta-hero__arrow{transform:translate(-6px)}.cta-nav{color:var(--c-gold-ink);font:600 .98rem/1.4 var(--f-display);background:linear-gradient(var(--c-gold), var(--c-gold)) no-repeat right bottom / 34% 2px;padding:.5rem 0;text-decoration:none;transition:background-size .3s cubic-bezier(.22,1,.36,1),color .2s}.cta-nav:hover,.cta-nav:focus-visible{color:var(--c-strong);background-size:100% 2px;outline:none}.cta-chapter{border:1px solid var(--c-strong);border-radius:var(--r);color:var(--c-strong);font:500 1rem/1.4 var(--f-display);background:linear-gradient(var(--c-strong), var(--c-strong)) no-repeat right / 0% 100%;align-items:center;gap:.6rem;padding:.95rem 1.5rem;text-decoration:none;transition:background-size .35s cubic-bezier(.22,1,.36,1),color .35s,transform .15s;display:inline-flex}.cta-chapter:hover{color:var(--c-on-strong);background-size:100% 100%}.cta-chapter:active{transform:scale(.98)}.cta-chapter:focus-visible{outline:2px solid var(--c-gold-ink);outline-offset:3px}.cta-submit{border-radius:var(--r);background:var(--c-strong);width:100%;color:var(--c-on-strong);font:600 1.08rem/1.4 var(--f-display);cursor:pointer;border:0;padding:1.1rem;transition:transform .15s,opacity .2s,box-shadow .2s}.cta-submit:hover{box-shadow:0 0 0 3px #d3a24f8c}.cta-submit:active{transform:translateY(1px)}.cta-submit:focus-visible{outline:2px solid var(--c-gold-ink);outline-offset:3px}.cta-submit[disabled]{opacity:.65;cursor:progress}.cta-final{color:var(--c-strong);font:700 clamp(1.2rem, .5vw + 1rem, 1.5rem)/1.55 var(--f-display);align-items:center;gap:1.1rem;text-decoration:none;display:inline-flex}.cta-final__ring{border:1px solid var(--c-gold-ink);width:3rem;height:3rem;color:var(--c-gold-ink);border-radius:50%;place-items:center;font-size:1.3rem;transition:transform .3s cubic-bezier(.22,1,.36,1),background-color .3s,color .3s;display:grid}.cta-final:hover .cta-final__ring,.cta-final:focus-visible 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img{object-fit:cover;width:100%;height:100%;display:block}@media (width<=860px){.about{grid-template-columns:1fr}}.how{background:var(--c-panel)}.how__steps{grid-template-columns:repeat(4,1fr);gap:2.75rem;margin:4.5rem 0 0;padding:0;list-style:none;display:grid;position:relative}.how__steps:before{content:"";inset-inline:2rem;background:linear-gradient(to left, var(--c-gold), #d3a24f1a);height:1px;position:absolute;top:2.2rem}.how__step{position:relative}.how__badge{border-radius:var(--r);background:var(--c-surface);border:1px solid #8f641859;place-items:center;width:4.4rem;height:4.4rem;display:grid;position:relative}.how__badge img{width:2.6rem;height:2.6rem}.how__num{font-family:var(--f-display);color:var(--c-gold-ink);margin:1.75rem 0 .5rem;font-size:.95rem}.how__step h3{margin:0 0 .75rem;font-size:1.35rem;line-height:1.5}.how__step p{color:var(--c-muted);margin:0;font-size:1.02rem;line-height:1.95}@media (width<=900px){.how__steps{grid-template-columns:1fr;gap:3rem}.how__steps:before{inset-inline:auto;background:linear-gradient(to bottom, var(--c-gold), #d3a24f1a);width:1px;height:auto;top:0;bottom:0;right:2.2rem}.how__step{grid-template-columns:4.4rem 1fr;column-gap:1.5rem;display:grid}.how__badge{grid-row:span 3}.how__num{margin-top:.2rem}}.services__grid{grid-template-columns:repeat(6,1fr);gap:1.25rem;margin-top:3.75rem;display:grid}.svc{border-radius:var(--r);background:var(--c-surface);border:1px solid var(--c-line);flex-direction:column;justify-content:space-between;gap:2.25rem;min-height:18rem;padding:clamp(1.75rem,2.8vw,2.5rem);display:flex;position:relative;overflow:hidden}.svc--wide{grid-column:span 4}.svc--third{grid-column:span 2}.svc--band{background:linear-gradient(to left, rgb(var(--sheet) / .97) 40%, rgb(var(--sheet) / .6)), url(/assets/img/plate.webp) center / cover;flex-direction:row;grid-column:span 6;align-items:center;min-height:0}.svc--tint{background:linear-gradient(160deg, #3a5f8f24, var(--c-surface) 70%)}.svc--image{border:0;justify-content:flex-end;min-height:23rem}.svc__bg{object-fit:cover;width:100%;height:100%;transition:transform .8s cubic-bezier(.22,1,.36,1);position:absolute;inset:0}.svc--image:after{content:"";background:linear-gradient(#1322381a,#1322389e 42%,#132238f5 78%);position:absolute;inset:0}.svc--image:hover .svc__bg{transform:scale(1.04)}.svc--image h3{color:var(--c-on-photo)}.svc--image p{color:var(--c-on-photo-muted)}.svc__body{z-index:1;position:relative}.svc__icon{flex:none;width:3rem;height:3rem}.svc--image .svc__icon{margin-bottom:1.25rem}.svc h3{margin:0 0 .75rem;font-size:1.4rem;line-height:1.5}.svc p{color:var(--c-muted);max-width:48ch;margin:0;font-size:1.02rem;line-height:1.95}.svc--wide h3{font-size:clamp(1.4rem,.7vw + 1rem,1.8rem)}.svc__figure{font-family:var(--f-display);color:var(--c-gold-hi);border-radius:var(--r);background:#132238d1;margin:0 0 1rem;padding:.35rem .85rem;font-size:1rem;line-height:1.6;display:inline-block}@media (width<=980px){.svc--wide,.svc--third{grid-column:span 6}.svc--band{flex-direction:column;align-items:flex-start}}.apply{background:linear-gradient(180deg, var(--c-ground), var(--c-panel));grid-template-columns:1fr 1.1fr;align-items:start;gap:clamp(3rem,7vw,7rem);display:grid}.apply__criteria{margin:2.5rem 0;padding:0;list-style:none}.apply__criteria li{border-bottom:1px solid var(--c-line);align-items:center;gap:1.1rem;padding:1.4rem 0;font-size:1.15rem;display:flex}.apply__criteria li:first-child{border-top:1px solid var(--c-line)}.apply__criteria img{flex:none;width:2.3rem;height:2.3rem}.apply__close{font:600 1.45rem/1.7 var(--f-display);margin:0 0 1.75rem}.apply__close strong{color:var(--c-gold-ink);font-weight:700}.apply__aside{color:var(--c-muted);max-width:48ch;margin:0;font-size:1.02rem;line-height:2}@media (width<=900px){.apply{grid-template-columns:1fr}}.form-panel{background:var(--c-surface);border:1px solid var(--c-line);border-radius:var(--r);padding:clamp(1.75rem,3.5vw,3rem);box-shadow:0 24px 48px -32px #13223840}.form-panel h3{margin:0 0 2rem;font-size:1.45rem}.field{border:0;gap:.55rem;min-width:0;margin:0 0 1.6rem;padding:0;display:grid}.field>label,.field>legend{margin-bottom:.55rem;padding:0;font-size:1rem;font-weight:500}.field input[type=text],.field input[type=tel],.field input[type=password],.field input[type=email],.field textarea,.field select{box-sizing:border-box;border-radius:var(--r);border:1px solid var(--c-field);background:var(--c-ground);width:100%;color:var(--c-ink);font:inherit;padding:.9rem 1rem;font-size:1rem;line-height:1.6}.field select{appearance:none;background-image:linear-gradient(45deg, transparent 50%, var(--c-gold-ink) 50%), linear-gradient(135deg, var(--c-gold-ink) 50%, transparent 50%);background-position:1.1rem 55%,1.45rem 55%;background-repeat:no-repeat;background-size:.35rem .35rem}.field input::placeholder{color:var(--c-muted);opacity:.75}.field input:focus-visible,.field textarea:focus-visible,.field select:focus-visible{outline:2px solid var(--c-gold-ink);outline-offset:1px;border-color:#0000}.field[data-invalid=true] input,.field[data-invalid=true] textarea,.field[data-invalid=true] .choice label{border-color:var(--c-danger)}.field__error{color:var(--c-danger);margin:0;font-size:.92rem}.field__hint{color:var(--c-muted);margin:0;font-size:.9rem}.ltr{text-align:right;direction:ltr}.choice{gap:.85rem;display:flex}.choice label{border:1px solid var(--c-field);border-radius:var(--r);cursor:pointer;color:var(--c-muted);flex:1;justify-content:center;align-items:center;padding:.85rem;transition:border-color .2s,background-color .2s,color .2s;display:flex}.choice input{opacity:0;width:1px;height:1px;position:absolute}.choice label:has(input:checked){border-color:var(--c-gold);color:var(--c-ink);background:#d3a24f24}.choice label:has(input:focus-visible){outline:2px solid var(--c-gold-ink);outline-offset:2px}.hp{clip-path:inset(50%);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.form-error{color:var(--c-danger);border-radius:var(--r);background:#b4412f14;margin:0 0 1.5rem;padding:.9rem 1rem}.form-note{color:var(--c-muted);margin:1.25rem 0 0;font-size:.88rem;line-height:1.9}.form-success{gap:1rem;display:grid}.form-success img{width:3.25rem;height:3.25rem}.form-success h2,.form-success h3{margin:0}.form-success p{color:var(--c-muted);margin:0;line-height:2}.form-success button{color:var(--c-gold-ink);font:inherit;cursor:pointer;text-underline-offset:.35em;background:0 0;border:0;justify-self:start;margin-top:.5rem;padding:0;text-decoration:underline}.why{grid-template-columns:.85fr 1.15fr;gap:clamp(3rem,7vw,7rem);display:grid}.why__list{margin:0;padding:0;list-style:none}.why__item{border-top:1px solid var(--c-line);grid-template-columns:3rem 1fr;gap:1.5rem;padding:2rem 0;display:grid}.why__item:last-child{border-bottom:1px solid var(--c-line)}.why__item img{width:2.7rem;height:2.7rem}.why__item h3{margin:0 0 .5rem;font-size:1.25rem;line-height:1.55}.why__item p{color:var(--c-muted);margin:0;line-height:1.95}.why__banks{color:var(--c-muted);margin:2.25rem 0 0;line-height:2.1}.why__banks span{color:var(--c-ink);font-weight:500}@media (width<=860px){.why{grid-template-columns:1fr}}.faq{background:var(--c-panel)}.faq__inner{max-width:880px;margin-inline:auto}.faq__inner .section-title{margin-bottom:2.5rem}.faq__item{border-bottom:1px solid var(--c-line)}.faq__item summary{cursor:pointer;font:600 1.18rem/1.6 var(--f-display);justify-content:space-between;align-items:center;gap:1.5rem;padding:1.75rem 0;list-style:none;display:flex}.faq__item summary::-webkit-details-marker{display:none}.faq__item summary:focus-visible{outline:2px solid var(--c-gold-ink);outline-offset:4px}.faq__plus{flex:none;width:1rem;height:1rem;position:relative}.faq__plus:before,.faq__plus:after{content:"";inset-inline:0;background:var(--c-gold-ink);height:2px;transition:transform .25s cubic-bezier(.22,1,.36,1);position:absolute;top:calc(50% - 1px)}.faq__plus:after{transform:rotate(90deg)}.faq__item[open] .faq__plus:after{transform:rotate(0)}.faq__item p{color:var(--c-muted);max-width:65ch;margin:-.25rem 0 1.9rem;line-height:2}.final{background:var(--c-band);color:var(--c-on-band);flex-direction:column;justify-content:center;display:flex}.final__title{margin:0 0 1.5rem;font-size:clamp(2.2rem,1.9vw + 1.3rem,3.4rem);font-weight:700;line-height:1.45}.final p{color:var(--c-on-band-muted);max-width:44ch;font-size:var(--fs-lede);margin:0 0 2.5rem;line-height:2}.final .cta-final{color:var(--c-on-band)}.final .cta-final__ring{border-color:var(--c-gold);color:var(--c-gold)}.statement{background:var(--c-band);color:var(--c-on-band)}.statement__title{font-size:var(--fs-display);max-width:20ch;margin:0 0 2rem;font-weight:700;line-height:1.45}.statement__lede{color:var(--c-on-band-muted);max-width:62ch;margin:0;font-size:1.18rem;line-height:2.05}.insights__head{flex-wrap:wrap;justify-content:space-between;align-items:end;gap:2rem;display:flex}.insights__head .section-title{margin-bottom:0}.cta-insights{color:var(--c-gold-ink);font:600 1rem/1.5 var(--f-display);border-bottom:1px solid;align-items:center;gap:.6rem;padding-bottom:.2rem;text-decoration:none;transition:gap .3s cubic-bezier(.22,1,.36,1);display:inline-flex}.cta-insights:hover{gap:1rem}.cta-insights:focus-visible{outline:2px solid var(--c-gold-ink);outline-offset:4px}.insights__list{grid-template-rows:auto auto;grid-template-columns:1.35fr 1fr;gap:2.5rem 3rem;margin:3.5rem 0 0;padding:0;list-style:none;display:grid}.insight a{color:inherit;gap:1.25rem;text-decoration:none;display:grid}.insight img{aspect-ratio:16/10;object-fit:cover;border-radius:var(--r);width:100%;transition:transform .6s cubic-bezier(.22,1,.36,1);display:block}.insight a:hover img{transform:scale(1.02)}.insight a:focus-visible{outline:2px solid var(--c-gold-ink);outline-offset:6px;border-radius:var(--r)}.insight--lead{grid-row:span 2}.insight:not(.insight--lead) a{grid-template-columns:11rem 1fr;align-items:start}.insight:not(.insight--lead) img{aspect-ratio:4/3}.insight h3{margin:0;font-size:1.3rem;line-height:1.6}.insight--lead h3{margin-bottom:.75rem;font-size:clamp(1.35rem,.6vw + 1rem,1.7rem);line-height:1.5}.insight__text>p:not(.insight__meta){color:var(--c-muted);margin:0;line-height:1.95}.insight__meta{color:var(--c-gold-ink);margin:0 0 .5rem;font-size:.92rem}@media (width<=900px){.insights__list{grid-template-columns:1fr}.insight--lead{grid-row:auto}}@media (width<=520px){.insight:not(.insight--lead) 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dd{font-size:1.6rem}.article__body{font-size:1.05rem}.site-footer__top{grid-template-columns:1fr}.whatsapp-float{width:52px;height:52px}.whatsapp-float svg{width:27px;height:27px}}@media (prefers-reduced-motion:reduce){.mobile-menu{animation:none}.menu-button__bars,.menu-button__bars:before,.menu-button__bars:after,.theme-toggle{transition:none}}:root[data-site-theme=dark] .scroll-scrub__media{filter:brightness(.42)saturate(.85)}@media (width>=861px){:root[data-site-theme=dark] .site-body .scroll-scrub__copy:before{background:radial-gradient(ellipse at center, rgb(var(--paper) / .55) 0%, rgb(var(--paper) / .3) 50%, rgb(var(--paper) / 0) 78%)}}.money-rain{z-index:1;pointer-events:none;width:100%;height:100%;position:absolute;inset:0}:root[data-site-theme=dark] .money-rain{opacity:.85}@media (prefers-reduced-motion:reduce){.money-rain{display:none}}